Imagine: it’s August, creeping up on triple digits, and your air conditioning unit goes out. It just dies. Doesn’t work. No more air conditioner, no more cool air to help you stay comfortable. It’s gone.
So you call an air conditioning company to come check everything and they tell you what you already knew – you have to buy a new system. And then they follow up with something you didn’t know – it’s going to cost somewhere between $7,000 to $70,000, based on the type of air conditioner(s) you desire, the type of home(s) you have, and the type of energy source you’d like.
It’s time to make a decision. Spend the season soaking in sweat and taking cold showers? Or spend all your savings (and maybe sell a body part) to cover the cost of a new system?
Or option three? Financing.
The number of people who are planning on financing their latest home improvement project is at 70%. When you consider that the standard consumer in the United States has under $5,000 they can get ahold of, it makes total sense. So when life happens and things malfunction, and unexpected expenditures such as an air conditioner repair or replacement is mandatory, it is essential that we have affordable financing options available.
At Kingston Home Services by Enercare we have multiple financing options for homeowners looking to replace their heating or air conditioning systems. The first set of options would fall into our promotional financing programs, which include no interest or deferred interest. Promotional consumers are those that will most likely have the available cash to pay off the loan short term, typically within 12 months with no interest charges, so long as the amount financed is totally paid off during or before the promotional period expires.
Kingston Home Services by Enercare also offers financing programs with a lower monthly fixed payment and a decent interest rate. This is for buyers who may not have the total value as quickly but can afford a lower monthly cost. A standard program includes a 7.99% APR for either 60 or 120 months. A new, high efficiency HVAC system can cost around $10,000. Choosing the 7.99% 120 month loan option can cost as little as $121/month. This program makes a new heating and cooling system more affordable, while also getting an efficient system that will help reduce energy bills while giving home comfort.
The financing programs at Kingston Home Services by Enercare include the following:
- Low monthly payments
- No down payment
- No annual fees
- No prepayment penalties
- Competitive interest rates
With so many programs, what’s stopping you? Call Kingston Home Services by Enercare today for a free in-home home comfort analysis and we will help you choose which heating and cooling system is right for your home AND which financing option is best for your life. We can’t wait to hear from you!