Picture it: it’s August, inching closer and closer to triple digits, and your air conditioner goes out. It just dies. Doesn’t work. No more air conditioner, no more cool air to help you stay comfortable. No more anything.
So you call an HVAC company to come take a look and they tell you what you already knew – you have to buy a new system. And then they follow up with something you didn’t know – it’s going to cost somewhere between $7,000 to $70,000, based on the type of air conditioner(s) you desire, the type of home(s) you have, and the type of energy source you’d like.
It’s time to make a decision. Spend the season soaking in sweat and taking cold showers? Or spend all your savings (and maybe sell a body part) to cover the cost of a new system?
Or option three? Financing.
The number of people who are planning on financing their latest home improvement project is at 70%. When you consider that the standard consumer in the United States has under $5,000 they can get ahold of, it makes total sense. So when life happens and things malfunction, and unexpected expenditures such as an air conditioner repair or replacement is mandatory, it is essential that we have affordable financing options available.
At Service Experts Heating & Air Conditioning we have several financing options for consumers looking to replace their HVAC systems. The first set of options would fall into our promotional financing programs, which include no interest or deferred interest. Promotional consumers are those that will most likely have the available cash to pay off the loan short term, typically within 12 months with no interest charges, so long as the amount financed is totally paid off during or before the promotional period ends.
Service Experts Heating & Air Conditioning also offers financing options with a lower monthly fixed payment and a decent interest rate. This is for buyers who may not have the total value as quickly but can afford a lower monthly cost. A standard program includes a 7.99% APR for either 60 or 120 months. A new, high efficiency heating and air conditioning system can cost an average of $10,000. Choosing the 7.99% 120 month loan option can cost as little as $121/month. This option makes a new heating and cooling system more affordable, while also getting an efficient system that will help reduce energy bills while providing home comfort.
The financing programs at Service Experts Heating & Air Conditioning are included below:
- Low monthly payments
- No down payment
- No annual fees
- No prepayment penalties
- Competitive interest rates
With so many programs, what’s stopping you? Call Service Experts Heating & Air Conditioning today for a complimentary in-home home comfort analysis and we will help you choose which heating and cooling system is right for your home AND which financing option is best for your life. We can’t wait to hear from you!